Force Card Presentment for Refunds
This setting controls whether the original payment card must be presented for refunds.
On the Viva terminal:
Go to Settings > PIN-protected settings.
Under Additional options, toggle Force card presentment for refunds on/off.

When enabled:
Original payment card must be presented for all refunds. This provides additional security but reduces operational flexibility.
When disabled:
Refunds process automatically without requiring the original card. This enables remote refund processing.
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